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| Privacy Policy |
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Our Privacy Policy was
developed as an extension of our commitment to combine
the highest-quality information and product links with
the highest level of integrity in dealing with our visitors,
members and partners. It is designed not only to assist
you in understanding how we collect, use and safeguard
the personal information you provide to us, but also to
help you in making informed decisions when using our site
and our products and services. This Privacy Policy will
be continually assessed against new technologies, business
practices and our customers' needs.
This Privacy Policy shall apply to the www.mortgagesearchexperts.co.uk,
(hereafter described as "the website," or "the
site").
Access to and use of the site is available only to United
States residents who can form legally binding contracts
under applicable law. If you do not qualify, you may not
use the Web site.
As described below, some of your personally identifiable
information will be used by us and shared with third parties.
By using the website, you expressly consent to our use
of your personal information, and also to the disclosure
to and use of this information by third parties. You acknowledge
that communications to, from and through the website are
not confidential. You agree that by submitting communications
through the website, no confidential, fiduciary, contractually
implied, or other relationship is created between you
and the website other than pursuant to this Privacy Policy.
This Privacy Policy is incorporated into and subject to
the terms and conditions of our Terms and Conditions.
A Note About Minors
In compliance with the Children's Online Privacy Protection
Act of 1998, no one under 13 years of age can use the
website. If you are a minor between the ages of 13 and
18, you may use the site only in conjunction with your
parent, legal guardian, or other responsible adult. We
urge supervising adults to actively oversee minors' online
use.
What Information Do We
Collect?
The goal of the website is to be your favorite destination
on the Internet by providing you with the information,
services and product offerings that are most relevant
to you. To achieve this goal, we collect two types of
information from you when you visit the Site: personally
identifiable information you voluntarily choose to disclose,
and aggregate information about your use of the site,
which is automatically collected when you visit the Web
site.
Personal Information You
Choose to Provide
Personally identifiable information refers to information
that tells us specifically who you are. Personal information
is collected when you voluntarily choose to request information
from a school that is listed on the site. As a site user,
you are asked to provide certain basic information such
as your name, current e-mail address and programs of interest.
You may also provide additional personal information at
your discretion. Further, if you choose to correspond
with us through e-mail, we may retain the content of your
e-mail messages together with your e-mail address and
our responses.
How Do We Use
The Personal Information That You Provide To Us?
Broadly speaking, your personal information is used to
help match your interests with partners who provide the
products and/or services you seek.
We also use personal information for purposes of providing
customer service and making available other products and
services to our customers and prospective customers. Occasionally,
we may also use the information we collect to notify you
about important changes to the website, new services and
special offers we think you will find valuable.
Aggregate Information
Aggregate information refers to information your computer
automatically provides to us and that cannot be tied back
to you as a specific individual. Examples include referral
data (the web sites you visited just before and just after
the website) the date and time of your visits, the pages
viewed, time spent at the website, browser and platform
type (e.g., a Netscape browser on a Macintosh platform),
and IP (Internet Protocol) addresses. An IP address is
a number that is automatically assigned to your computer
whenever you surf the Web. When you request a page from
our site, our server logs your IP address to create aggregate
reports on user demographics and traffic patterns for
advertisers and partners, and for purposes of system administration.
This allows these parties to advertise more effectively
and allows you to receive advertisements that are most
relevant to your personal interests.
Cookies
The website, along with thousands of other web sites,
uses standard technologies, such as cookies and web server
logs to enhance your web viewing experience. Cookies and
web server logs automatically track certain information
about you that is based upon your activity on the Site.
A cookie is a small piece of data transferred from a web
site to the hard drive of your computer so that the web
site may track your activities on the site. Web server
logs allow us to count how many people visit the website
and also to evaluate the site's visitor capacity.
Each time you access the site, our server may deliver
certain customized information to you based on the data
stored in your cookies. Cookies allow us to determine
which areas and features of our site are most popular
by measuring user activity. The information in the cookies
lets us trace the paths followed by users as they move
from one page to another. Cookies let sites and advertisers
"remember" users across pages of a site and
across multiple visits to a site. This allows e-commerce
and Internet advertising to: personalize features such
as targeted news stories, provide shopping sessions and
quick navigation across multiple zones of e-commerce sites,
remember user names and passwords for future visits, control
ad frequency or the number of times a user sees a given
ad, and deliver advertisements targeted to a user's interests.
Your computer may occasionally receive cookies from our
advertisers. the website does not control these cookies,
and they are not subject to our Privacy Policy. You can
disable cookies, but access to certain parts of the website
may no longer be available to you.
Sharing
Information With Co-Brand Service Providers
the website offers a number of third party services from
the site. If you choose to use these optional services,
we may provide some of your personally identifiable information
to the co-brand service provider offering such services.
Conversely, the co-brand service provider may provide
the website with personal information about you.
Sharing Information With Affiliated Businesses,
Strategic Partners, Subsidiaries, Advertisers, And Other
Third Parties
We may enter into strategic marketing alliances with third
parties, such as advertisers, businesses, strategic partners
and subsidiaries, who may be given access to personal
information, including your name, address and e-mail,
for the purpose of providing you with information about
products and services that may be of interest to you.
Advertisers and other third parties may place cookies
on your browser when you visit the site. the website has
no control over what third parties do with this information.
Further, we cannot and do not make any representations
about the practices and policies of these companies.
Information Collected In Ad Delivery
We may use third-party advertising companies to serve
ads on our behalf. These companies may employ cookies
and action tags (also known as single pixel gifs or web
beacons) to measure advertising effectiveness. Any information
that these third parties collect via cookies and action
tags is completely anonymous.
Notice
Of New Services And Changes
Occasionally, we may also use the information we collect
to notify you about important changes to the website,
new services, and special offers we think you will find
valuable.
Do We Comply With
Legally Compelled Disclosure Of Information?
We may release any private information about you that
we possess when we believe release is appropriate to comply
with the law, to enforce or apply our Terms and Conditions,
Privacy Policy and/or other agreements, or to protect
the rights, property or safety of the website, the site
users, or others.
What About
Other Web Sites Linked To Or From The website?
The links you find on the website allow you to leave the
site. Please be aware that once you leave the site and
enter another website, or use certain services provided
through the site, our Privacy Policy is no longer in effect.
Your browsing and interaction on websites that have a
link to the website, or any links contained in a linked
site, is subject to that website's own rules and policies.
the website is not responsible for the privacy practices
employed by these sites, nor the information or content
contained therein. We provide these links to you only
as a convenience, and the inclusion of any link does not
imply endorsement by the website of the site. Please read
over the rules and policies of these sites before proceeding. |
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